Insurance & Personal Finance: Latest Posts

How to Get a Credit Card With No Credit History

Learn How to Get a Credit Card With No Credit History. Puzzling out how to get a credit card with no credit history can seem like the impossible dream. Many credit card companies have tightened their underwriting standards and establishing…

Insurance Agent vs Broker: What’s the Difference?

The terms insurance agent and insurance broker may seem to mean the same thing. The two terms are close, but there is a distinction. Many times, we will use the term insurance agent when referring to agents or brokers for the sake of…

What is Professional Liability Insurance?

Owning a business has its risks and rewards. The rewards include independence, the ability to determine your own future. However, the unexpected awaits. While most unexpected events in business are opportunities to improve your business,…

How Much Term Life Insurance Do I Need?

Mike S. from NJ asks, "How much term life insurance do I need?" There's an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy may work in some…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an…

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Insurance and Personal Finance, in plain English

  • Understand Your Insurance.
  • Master Personal Finance.

The insurance and finance decisions we make can change our lives, for the better– or for the worse.

Experts.net is dedicated to helping consumers understand the fundamentals of their insurance coverage & personal finance choices.

Armed with a better understanding of these important topics, individuals, families, and businesses can choose the insurance & personal finance options that will best meet their needs.