A home office can be a wonderful thing, sipping your morning coffee and deleting pesky emails while still wearing your PJs and fuzzy slippers. But if you have a home office, insurance becomes an important consideration. You’ll need a way to protect your business equipment, but you may also need a way to insure against…
Over 6 percent of insured homes will have a claim this year, and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business, but with the right personal insurance options, you can protect your family against a myriad of risks. Insurance of any type is the transfer of risk from an…
When renting a car to travel within the United States, coverage from your existing auto insurance policy will transfer to the car you are renting. The car rental company will probably try to sell you insurance when you’re renting the car. This additional coverage may not be necessary, but it’s important to understand the auto…
How much life insurance do I need? You can customize any of the fields to match your situation. Budget to provide income replacement, pay off debt, or both. Just follow the simple tips for each field. Rate of return on investments is not used by the life insurance calculator because many investments aren’t liquid and rates…
With so many types and variants of life insurance available, life insurance can be a complicated topic. Fortunately, term life insurance is easy to understand, and in most cases, term life insurance is the right choice to meet the needs of many families. What is Term Life Insurance? Term life insurance is income replacement —…
There are several types of insurance policies that offer liability protection. These include auto insurance liability, homeowners insurance or renters insurance liability, the extended liability insurance coverage provided by an umbrella policy, as well as business liability coverage. While all these types of policies offer liability coverage, liability comes in different forms and the liability…