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  • Eric Huffman

Author: Eric Huffman

Eric is a Freelance Personal Finance Writer licensed in Property, Casualty, and Life Insurance. With over a decade of experience writing on insurance and personal finance topics, as well as need-based consulting, he brings real-world knowledge to these important topics.

Have A Home Office? Watch Out For These Risks

March 19, 2018 Eric Huffman

A home office can be a wonderful thing, sipping your morning coffee and deleting pesky emails while still wearing your PJ’s and bunny slippers. Over the years, you might even amass a valuable collection of computer equipment and assorted office paraphernalia to outfit your home office just like the ones…

Business Insurance, Homeowners InsuranceRead More

The Beginner’s Guide to Personal Insurance

January 20, 2018January 27, 2018 Eric Huffman

Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business. Insurance of any type is the transfer of risk from an individual to a group. If you lost your house in a fire…

Auto Insurance, Homeowners Insurance, Insurance, Life Insurance, Renters InsuranceRead More

Do I Need Car Rental Insurance?

July 20, 2017July 20, 2017 Eric Huffman

When renting a car to travel within the United States, coverage from your existing auto insurance policy will transfer to the car you are renting. The car rental company will probably try to sell you insurance when you’re renting the car. This additional coverage may not be necessary, but it’s…

Auto InsuranceRead More

Life Insurance Calculator

July 13, 2017July 18, 2017 Eric Huffman

How much life insurance do I need? You can customize any of the fields to match your situation. Budget to provide income replacement, pay off debt, or both. Just follow the simple tips for each field. Rate of return on investments is not used by the life insurance calculator because many…

Life InsuranceLeave a commentRead More

What is Term Life Insurance and How Does it Work?

June 27, 2017July 12, 2017 Eric Huffman

With so many types and variants of life insurance available, life insurance can be a complicated topic. Fortunately, term life insurance is easy to understand, and in most cases, term life insurance is the right choice to meet the needs of many families. What is Term Life Insurance? Term life…

Life InsuranceLeave a commentRead More

What Does Liability Insurance Cover?

June 26, 2017July 14, 2017 Eric Huffman

There are several types of insurance policies that offer liability protection. These include auto insurance liability, homeowners insurance or renters insurance liability, the extended liability insurance coverage provided by an umbrella policy, as well as business liability coverage. While all these types of policies offer liability coverage, liability comes in…

Auto InsuranceLeave a commentRead More

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