Insurance & Personal Finance, in plain English.
Learn How to Get a Credit Card With No Credit History. Puzzling out how to get a credit card with no credit history can seem like the impossible dream. Many credit card companies have tightened their underwriting standards and establishing a credit score requires that you have a credit account…
Experts recommend that you save enough to cover 3-6 months worth of living expenses. In 2017, 66 Million Americans have nothing saved. Another 20 percent of Americans have less than 3 months of savings. A recent CareerBuilder survey says 75 percent of workers often live paycheck to paycheck. With unemployment…
What is Personal Injury Protection? Personal Injury Protection (PIP) is an extension of your auto insurance policy that pays toward your medical expenses if you are injured in car accident. In some states, personal injury protection coverage is more broadly defined, covering any instance in which you are injured by…
The terms insurance agent and insurance broker may seem to mean the same thing. The two terms are close, but there is a distinction. Many times, we will use the term insurance agent when referring to agents or brokers for the sake of simplicity. Insurance agent vs. broker: The difference…
Owning a business has its risks and rewards. The rewards include independence, the ability to determine your own future. However, the unexpected awaits. While most unexpected events in business are opportunities to improve your business, some surprises can make you grateful that you have proper levels of professional liability insurance…
On the exciting journey to buying your first home, you’ll encounter a few things that aren’t quite as exciting as others. Some aspects of buying a home can even be a bit confusing, like homeowners insurance. As a first time homebuyer with a mortgage, your lender will require that you…