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Author: Eric Huffman

Eric is a Freelance Personal Finance Writer licensed in Property, Casualty, and Life Insurance. With over a decade of experience writing on insurance and personal finance topics, as well as need-based consulting, he brings real-world knowledge to these important topics.

How to Get a Credit Card With No Credit History

June 23, 2017July 21, 2017 Eric Huffman

Learn How to Get a Credit Card With No Credit History. Puzzling out how to get a credit card with no credit history can seem like the impossible dream. Many credit card companies have tightened their underwriting standards and establishing a credit score requires that you have a credit account…

Credit CardsLeave a commentRead More

Tips to Build Savings for Your Emergency Fund

June 21, 2017June 21, 2017 Eric Huffman

Experts recommend that you save enough to cover 3-6 months worth of living expenses. In 2017, 66 Million Americans have nothing saved. Another 20 percent of Americans have less than 3 months of savings. A recent CareerBuilder survey says 75 percent of workers often live paycheck to paycheck. With unemployment…

Checking & SavingsLeave a commentRead More

What is Personal Injury Protection (PIP) for Auto Insurance?

June 20, 2017July 16, 2017 Eric Huffman

What is Personal Injury Protection? Personal Injury Protection (PIP) is an extension of your auto insurance policy that pays toward your medical expenses if you are injured in car accident. In some states, personal injury protection coverage is more broadly defined, covering any instance in which you are injured by…

Auto InsuranceLeave a commentRead More

Insurance Agent vs Broker: What’s the Difference?

June 13, 2017June 18, 2017 Eric Huffman

The terms insurance agent and insurance broker may seem to mean the same thing. The two terms are close, but there is a distinction. Many times, we will use the term insurance agent when referring to agents or brokers for the sake of simplicity. Insurance agent vs. broker: The difference…

InsuranceLeave a commentRead More

What is Professional Liability Insurance?

June 11, 2017July 12, 2017 Eric Huffman

Owning a business has its risks and rewards. The rewards include independence, the ability to determine your own future. However, the unexpected awaits. While most unexpected events in business are opportunities to improve your business, some surprises can make you grateful that you have proper levels of professional liability insurance…

Business InsuranceLeave a commentRead More

First Time Homebuyer Tips: Understanding Your Homeowners Insurance

June 11, 2017July 4, 2017 Eric Huffman

On the exciting journey to buying your first home, you’ll encounter a few things that aren’t quite as exciting as others. Some aspects of buying a home can even be a bit confusing, like homeowners insurance. As a first time homebuyer with a mortgage, your lender will require that you…

Homeowners Insurance, Homes & Home BuyingLeave a commentRead More

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