Mike S. from NJ asks, “How much term life insurance do I need?” There’s an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy…
Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might…
The cost of insuring your young or teen driver can be an eye-opening experience, with rates running as high as twice the amount paid for an older driver, and sometimes higher. Auto insurance rates are determined by the probability of…
What is Personal Liability Insurance? Personal liability insurance provides coverage for the named insured and resident relatives for bodily injury or personal injury caused to others. There are over 5 million dog bites in the US every year. Some of…
If I have car insurance, do I need to buy rental car insurance? Most of us have been there at some point, lost within a chilled-air moment of temporary confusion when someone at the rental counter asks us to purchase…
At some point in our adult lives, most of us have carried some credit card debt. In fact, the average American family owes nearly $5,000 to credit card companies. Assuming an interest rate of 15%, an average debt of $5000…
