Category Auto Insurance

The Beginner’s Guide to Personal Insurance

Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business. Insurance of any type is the transfer of risk from an individual to…

Do I Need Car Rental Insurance?

When renting a car to travel within the United States, coverage from your existing auto insurance policy will transfer to the car you are renting. The car rental company will probably try to sell you insurance when you’re renting the…

What Does Liability Insurance Cover?

There are several types of insurance policies that offer liability protection. These include auto insurance liability, homeowners insurance or renters insurance liability, the extended liability insurance coverage provided by an umbrella policy, as well as business liability coverage. While all…

What is Personal Injury Protection (PIP) for Auto Insurance?

What is Personal Injury Protection? Personal Injury Protection (PIP) is an extension of your auto insurance policy that pays toward your medical expenses if you are injured in car accident. In some states, personal injury protection coverage is more broadly…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might…

Lower Auto Insurance Costs for Teen Drivers

The cost of insuring your young or teen driver can be an eye-opening experience, with rates running as high as twice the amount paid for an older driver, and sometimes higher. Auto insurance rates are determined by the probability of…