Insurance & Personal Finance, in plain English.
A home office can be a wonderful thing, sipping your morning coffee and deleting pesky emails while still wearing your PJ’s and bunny slippers. Over the years, you might even amass a valuable collection of computer equipment and assorted office paraphernalia to outfit your home office just like the ones…
Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business. Insurance of any type is the transfer of risk from an individual to a group. If you lost your house in a fire…
On the exciting journey to buying your first home, you’ll encounter a few things that aren’t quite as exciting as others. Some aspects of buying a home can even be a bit confusing, like homeowners insurance. As a first time homebuyer with a mortgage, your lender will require that you…
Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might not move the sale forward smoothly. It’s easier and often…
What is Personal Liability Insurance? Personal liability insurance provides coverage for the named insured and resident relatives for bodily injury or personal injury caused to others. There are over 5 million dog bites in the US every year. Some of these bites require medical attention, some will cause longer-term trauma,…
A standard homeowners insurance policy, also called an HO-6, covers only specifically named perils. A peril can be thought of as a risk, something that can cause damage to your home. Some named perils are broader in scope, meaning more potential losses would be covered under that particular named peril.…