Category Homeowners Insurance

Have A Home Office? Watch Out For These Risks

A home office can be a wonderful thing, sipping your morning coffee and deleting pesky emails while still wearing your PJ’s and bunny slippers. Over the years, you might even amass a valuable collection of computer equipment and assorted office…

The Beginner’s Guide to Personal Insurance

Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business. Insurance of any type is the transfer of risk from an individual to…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might…

What is Personal Liability Insurance?

What is Personal Liability Insurance? Personal liability insurance provides coverage for the named insured and resident relatives for bodily injury or personal injury caused to others. There are over 5 million dog bites in the US every year. Some of…

What Damage Does My Homeowners Insurance Cover?

A standard homeowners insurance policy, also called an HO-6, covers only specifically named perils. A peril can be thought of as a risk, something that can cause damage to your home. Some named perils are broader in scope, meaning more…