Category Life Insurance

The Beginner’s Guide to Personal Insurance

Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business. Insurance of any type is the transfer of risk from an individual to…

Life Insurance Calculator

How much life insurance do I need? [bctt tweet=”Use this Life Insurance Calculator to determine how much life insurance you need.” username=”theversawriter”] You can customize any of the fields to match your situation. Budget to provide income replacement, pay off…

What is Term Life Insurance and How Does it Work?

With so many types and variants of life insurance available, life insurance can be a complicated topic. Fortunately, term life insurance is easy to understand, and in most cases, term life insurance is the right choice to meet the needs…

How Much Term Life Insurance Do I Need?

Mike S. from NJ asks, “How much term life insurance do I need?” There’s an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might…

Who Needs Term Life Insurance?

[bctt tweet=”Your insurance agent may cringe at the the thought, but term life insurance isn’t for everyone.” via=”no”] Many people have good reasons to purchase life insurance, but some people don’t need it or will find only a minimal benefit…