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Insurance

Insurance can be confusing, but it doesn’t have to be. This insurance buying guide can help you understand the details of your coverage, learn ways to save money, and be sure you have the coverage you need for you and your family.

How Much Term Life Insurance Do I Need?

Mike S. from NJ asks, "How much term life insurance do I need?" There's an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy may work in some…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an…

Lower Auto Insurance Costs for Teen Drivers

The cost of insuring your young or teen driver can be an eye-opening experience, with rates running as high as twice the amount paid for an older driver, and sometimes higher. Auto insurance rates are determined by the probability of a…

What is Personal Liability Insurance?

What is Personal Liability Insurance? Personal liability insurance provides coverage for the named insured and resident relatives for bodily injury or personal injury caused to others. There are over 5 million dog bites in the US every…

Do I Need to Buy Rental Car Insurance?

If I have car insurance, do I need to buy rental car insurance? Most of us have been there at some point, lost within a chilled-air moment of temporary confusion when someone at the rental counter asks us to purchase insurance for the…

Who Needs Term Life Insurance?

Many people have good reasons to purchase life insurance, but some people don't need it or will find only a minimal benefit in its purchase. While this is true for both whole life insurance and term life insurance, this article…