Category Insurance

Insurance can be confusing, but it doesn’t have to be. This insurance buying guide can help you understand the details of your coverage, learn ways to save money, and be sure you have the coverage you need for you and your family.

What is Personal Injury Protection (PIP) for Auto Insurance?

What is Personal Injury Protection? Personal Injury Protection (PIP) is an extension of your auto insurance policy that pays toward your medical expenses if you are injured in car accident. In some states, personal injury protection coverage is more broadly…

Insurance Agent vs Broker: What’s the Difference?

The terms insurance agent and insurance broker may seem to mean the same thing. The two terms are close, but there is a distinction. Many times, we will use the term insurance agent when referring to agents or brokers for…

What is Professional Liability Insurance?

Owning a business has its risks and rewards. The rewards include independence, the ability to determine your own future. However, the unexpected awaits. While most unexpected events in business are opportunities to improve your business, some surprises can make you…

How Much Term Life Insurance Do I Need?

Mike S. from NJ asks, “How much term life insurance do I need?” There’s an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy…

5 Things Your Insurance Agent Isn’t Telling You

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might…