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Category: Insurance

Insurance can be confusing, but it doesn’t have to be. This insurance buying guide can help you understand the details of your coverage, learn ways to save money, and be sure you have the coverage you need for you and your family.

What is Personal Injury Protection (PIP) for Auto Insurance?

June 20, 2017July 16, 2017 Eric Huffman

What is Personal Injury Protection? Personal Injury Protection (PIP) is an extension of your auto insurance policy that pays toward your medical expenses if you are injured in car accident. In some states, personal injury protection coverage is more broadly defined, covering any instance in which you are injured by…

Auto InsuranceLeave a commentRead More

Insurance Agent vs Broker: What’s the Difference?

June 13, 2017June 18, 2017 Eric Huffman

The terms insurance agent and insurance broker may seem to mean the same thing. The two terms are close, but there is a distinction. Many times, we will use the term insurance agent when referring to agents or brokers for the sake of simplicity. Insurance agent vs. broker: The difference…

InsuranceLeave a commentRead More

What is Professional Liability Insurance?

June 11, 2017July 12, 2017 Eric Huffman

Owning a business has its risks and rewards. The rewards include independence, the ability to determine your own future. However, the unexpected awaits. While most unexpected events in business are opportunities to improve your business, some surprises can make you grateful that you have proper levels of professional liability insurance…

Business InsuranceLeave a commentRead More

First Time Homebuyer Tips: Understanding Your Homeowners Insurance

June 11, 2017July 4, 2017 Eric Huffman

On the exciting journey to buying your first home, you’ll encounter a few things that aren’t quite as exciting as others. Some aspects of buying a home can even be a bit confusing, like homeowners insurance. As a first time homebuyer with a mortgage, your lender will require that you…

Homeowners Insurance, Homes & Home BuyingLeave a commentRead More

How Much Term Life Insurance Do I Need?

June 11, 2017July 13, 2017 Eric Huffman

Mike S. from NJ asks, “How much term life insurance do I need?” There’s an old-school rule that says when purchasing a term life insurance policy you should buy a policy equal to 10 times your annual income. This strategy may work in some cases, but the issue of providing…

Life InsuranceLeave a commentRead More

5 Things Your Insurance Agent Isn’t Telling You

June 10, 2017July 15, 2017 Eric Huffman

Many insurance agents provide transparency and share details of the process when you request a quote or bind a new policy. Other insurance agents are keeping information from you. Full disclosure regarding the process of writing an insurance policy might not move the sale forward smoothly. It’s easier and often…

Auto Insurance, Homeowners Insurance, Insurance, Life InsuranceLeave a commentRead More

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