Insurance & Personal Finance, in plain English.
Insurance can be confusing, but it doesn’t have to be. This insurance buying guide can help you understand the details of your coverage, learn ways to save money, and be sure you have the coverage you need for you and your family.
The cost of insuring your young or teen driver can be an eye-opening experience, with rates running as high as twice the amount paid for an older driver, and sometimes higher. Auto insurance rates are determined by the probability of a loss based on rating factors. As many as 2,500…
What is Personal Liability Insurance? Personal liability insurance provides coverage for the named insured and resident relatives for bodily injury or personal injury caused to others. There are over 5 million dog bites in the US every year. Some of these bites require medical attention, some will cause longer-term trauma,…
If I have car insurance, do I need to buy rental car insurance? Most of us have been there at some point, lost within a chilled-air moment of temporary confusion when someone at the rental counter asks us to purchase insurance for the rental car. Do I need to buy…
Many people have good reasons to purchase life insurance, but some people don’t need it or will find only a minimal benefit in its purchase. While this is true for both whole life insurance and term life insurance, this article specifically addresses term life insurance. Term insurance is designed to…
Only 4 out of ten renters have a renters insurance policy. It’s easy to understand why someone might need insurance for a house, or for a car. These can be expensive items, and we’d often want coverage for these items to protect us from financial loss if they were damaged.…
Subrogation in an auto insurance claim is the process in which your auto insurance company works on your behalf to collect from the other party’s insurance company if your vehicle has been damaged and it is believed that the cause of the damage was the other party’s fault. In addition…