Who Needs Term Life Insurance?

[bctt tweet=”Your insurance agent may cringe at the the thought, but term life insurance isn’t for everyone.” via=”no”] Many people have good reasons to purchase life insurance, but some people don’t need it or will find only a minimal benefit…

Why Do You Need Renters Insurance?

Only 4 out of ten renters have a renters insurance policy. It’s easy to understand why someone might need insurance for a house, or for a car. These can be expensive items, and we’d often want coverage for these items…

What Damage Does My Homeowners Insurance Cover?

A standard homeowners insurance policy, also called an HO-6, covers only specifically named perils. A peril can be thought of as a risk, something that can cause damage to your home. Some named perils are broader in scope, meaning more…